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Comment from Peter Todd, personal injury specialist at Hodge Jones & Allen on the discount rate

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September 7, 2017

Responding to the Ministry of Justice’s announcement on the discount rate Peter Todd, personal injury specialist who has also advised the Association of Personal Injury Lawyers (APIL) on the discount rate for a number of years, says:

The government has taken the historic decision to reverse that landmark ruling made in Wells by the House of Lords and will now require injured people to gamble their compensation in investments with risk in order to be able to fund (in particular) the future care they need. Whilst many claimants succeed in their investment risks, inevitably some will fail, and will now no longer have a guaranteed safe, secure and dignified future.

The Conservative government has prioritised the insurance industry’s profits over the secure and dignified future of injured people. It remains to be seen whether they can find a Parliamentary majority to enact the proposed new legislation.

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If you lose a limb, it can impact the rest of your life, affecting your ability to work and earn, as well as having mental health implications for years to come. That’s why our expert personal injury solicitors are here to help you make a claim and access the compensation you deserve.

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A brain injury can leave the victim unable to lead a normal life, potentially needing around the clock care. So getting the right support is vitalOur specialist solicitors have extensive experience of acting for both children and adults with brain injuries nationwide.

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We know the effect a burn, scalding or scarring injury can have on you and your family. Injuries like these can be long lasting and can impact your ability to lead a normal life. Our specialist team will help you get the compensation and treatment you deserve.

Car Accident Injury Claims

As expert personal injury solicitors, our experienced team has helped thousands of people to win car accident compensation. No matter the kind of trauma you have gone through, we are on hand to help.

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At Hodge Jones & Allen, our experienced bicycle injury lawyers are waiting to help, bringing the expertise you need to make a successful cyclist compensation claim.

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We understand how painful a dental injury caused be negligence can be, causing you long-term pain, stress and worry. We’ll help you secure the compensation that’s rightfully yours.

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Injuries that result in loss of sight or blindness due to an accident that wasn’t your fault, can change your world. Our team will help you make a claim for compensation.

Fatal Accidents & Injuries

It’s extremely upsetting when a loved one has been involved in a fatal accident. Our dedicated team of solicitors will be there to help you gain answers and compensation.

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At Hodge Jones & Allen, we specialise in helping those who have suffered serious injuries and have successfully dealt with a variety of motorbike accident claims.

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Many road traffic accident victims are passengers in the car, who can also suffer the same, and sometimes more serious, injuries than the driver.If you have suffered an injury as a passenger in a car or bus that was involved in a road traffic accident, you could be eligible for compensation.

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Hodge Jones & Allen support and work with key support groups, charities and other community groups who provide holistic support for people going through a highly distressing period in their life, due to a personal injury.

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Recovering from serious injuries will require rehabilitation and carefully coordinated medical treatment. Our experienced personal injury solicitors will ensure you receive the support and compensation you need to gain all the necessary are and rehabilitative treatments.

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Being involved in a road traffic accident can leave you with physical injuries, as well as mental health issues and worries. You may be entitled to claim compensation and receive rehabilitation. Our team are available for a free initial consultation about your case.

Serious & Complex Injuries

We know that serious and complex injuries can lead to injuries that can change lives. Our specialist team can help and guide you through the process of making a claim and take away some worries from what is already a difficult time in your life.

Slips & Trips Claims

At Hodge Jones & Allen, our experienced and knowledgeable personal injury lawyers are here to help. Whether the slip or trip was an accident at work, in a shop or on the pavement, we have the expertise to help you get the compensation you’re entitled to.

Spinal Injury Claims

We understand the impact a spinal injury will have on almost every aspect of day-to day-life, from additional care, support, aids, equipment and accommodation. We will assist and support an injured person in adapting to the changes and challenges faced.

Sports Injury Claims

If you’ve suffered a sports-related injury within the last three years due to an incident that could have been prevented, you may be eligible to claim for financial compensation. Our expert personal injury lawyers can help you.

Whiplash Claims
Can I Claim For An Accident After 3 Years?

There are exceptions when the three-year limit does not apply in specific circumstances. Our personal injury experts will be able to guide you.

How Much Is My Claim Worth?

At Hodge Jones & Allen, we know that receiving damages after making a compensation claim won’t change what happened, but it can help you to move forward. It can relieve some financial pressures that you may be facing after your accident and give you the monetary reward you’re entitled to.

Personal Injury Compensation Calculator

Try our interactive personal injury compensation calculator to see how compensation much you may be able to claim for your injury.

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We understand that the boundary of your property is important, and it should be protected. If someone is intruding on your land, you should act quickly. Our expert team will help provide the legal advice and protection that you need.

Japanese Knotweed Disputes

If your property has been affected by Japanese knotweed our specialist property dispute solicitors can assist you if you need to make a legal claim against your neighbour.

Jointly Owned Property

Disputes can be distressing, especially if you’re close to the other party. Our dedicated legal team will support you to work towards all parties receiving the best possible outcome.

Leasehold Disputes

Leasehold legal disputes can often be stressful to deal with. Our leasehold dispute team will help bring about resolution as quickly as possible.

Nuisance & Negligence

Disputes with your neighbours are often distressing. You’ll want to resolve your issues as smoothly as possible and our team will help defuse the situation, and deal with the nuisance on your behalf.

Planning Appeals

We know that when your planning permission has been rejected this can feel extremely frustrating. Our specialist property lawyers will advise you on your rights and on how best to challenge decisions.

Residential Property Possession Proceedings

It can be very confusing, as a landlord, knowing when and how you can take back the possession of your property, which you’ve been renting out. Our team are experienced in guiding you through this process, and ensuring you’re protected in the future.

Restrictive Covenants on Your Land

When you’ve purchased land, and there are restrictions on the use of it, our property law experts will help negotiate a release or make amendments to the agreement. We understand this can seem complicated, that’s why we’ll be there to advise you every step of the way.

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Whatever you're dealing with, our team is on hand 24/7 to find a solution that works for you and your personal needs.

Asbestos & Mesothelioma Compensation

We understand about exposure to asbestos and potential life-long hazards it can present. We can help with your legal claim and make a difference to your life.

Dispute Mediation Services

Our team of trained mediators and collaborative lawyers are available to help you. Mediation is a way of sorting out differences and disputes that have arisen from a commercial relationship or personal situation.

Financial Crime & Regulatory

We fight for fairness for those who may be dealing with allegations of a financial crime, covering everything from fraud to tax investigations.

General Crime

If you have been arrested, it’s important you get the legal help and representation you need at the police station and during the different legal stages that may follow.

Housing Help

You're never alone when handling housing disputes. Our team of experts are on hand to guide you through a range of housing-related claims and issues, from antisocial behaviour to homelessness.

Housing Disrepair

Everyone deserves to live in a safe home. If your landlord has failed to tackle issues such as damp, mould, leaks or structural issues, our team of housing experts are here to help.

Medical Negligence

If you have been a victim of medical negligence, we can help you get answers, gain any further care, treatment and rehabilitation needed and help you fight for the compensation you deserve.

Military Hearing Loss Claims and Compensation

If you've served in the military (or are currently serving) and are facing hearing loss challenges, our team of experienced military injury solicitors are dedicated to assisting you in obtaining compensation for Noise-Induced Hearing Loss.

Personal Injury

If you need help claiming for an injury, accident or illness we're here to get you back on track and provide guidance during this stressful time.

Residential Property Disputes

Get in touch with our team of property lawyers who'll fight your corner on everything from boundary disputes to leasehold issues, ensuring an agreement is made that works for you.

HJA Financial Management Services

A new complementary financial service offered by Hodge Jones & Allen.