Our client, whilst riding his motorcycle in
Central London, was involved in a collision with a car, driven by
the Defendant. The Defendant was turning right from a minor road
onto a main road. It was after dark. There was a line of parked
cars along the main road and our client was riding in the dominant
position of the main road following some traffic ahead of him. The
Defendant edged out to turn right and then stopped. Our client
believed the Defendant had seen him and was stopping to give way,
and so proceeded onwards at about 30 mph, which was the speed
limit. As our client got to the junction the defendant then pulled
out in front of him and a collision occurred.
Our client was thrown over the bonnet of the
Defendant's car and landed in the road on his left shoulder. Police
and ambulance came to the scene. Our client was taken to hospital
and was diagnosed as suffering from a brachial plexus injury. The
brachial plexus is a network of nerves around the shoulder leading
from the spinal cord which supply and operate the arm, forearm,
hand and parts of the shoulder.
He underwent an exploratory operation where
the nerve damage was identified close to the spinal cord. He was
advised that there was a reasonably good prospect of the nerve
repairing itself over the following couple of years but this has
failed to occur.
As a result of the accident, our client
permanently lost all function in his left arm and shoulder. He now
wears his arm in a sling although he can move his fingers. Our
client had previously been very active and sporty, enjoying
mountaineering, paragliding, rock climbing and diving.
Our client initially consulted 3 different
firms of solicitors about 6 months after the accident, including
this firm. He received similar advice to the effect that he had
quite good prospects of success although there may be a finding of
some contributory negligence, or at least a risk of this. He had
legal expenses insurance but those insurers would not allow him the
freedom to appoint solicitors of his own choice.
Our client hoped that he might make a full
recovery and consequently delayed instructing solicitors to pursue
a claim.
He works as a self-employed IT Consultant and
managed to return to work within about 3 months of the accident.
His injury did not prevent him from working apart from increased
time off for medical treatment and increased occasional
sickness.
Our client then contacted us again, believing
the 3 year limitation date was about to expire. He indicated that
he had decided to instruct us to pursue his claim. He had however
made a mistake and the limitation period had in fact already
expired 4 days earlier.
Once we pointed out his mistake over the date
we advised the claim could be rescued and proceedings were
immediately issued and an application was made to the court under
section 33 of the Limitation Act 1980 seeking an order allowing the
claim to proceed out of time. Faced with our application to the
court, the Defendant's insurers chose not to dispute the
application and consented to an order allowing the claim to
proceed.
The Defendant's insurer’s response to the
claim was to formally deny liability and to allege the accident was
our client's own fault.
The Defendant then made an offer of settlement
of 60% liability i.e. a discount of 40% contributory negligence by
our client. We advised on this and our client rejected this
offer.
Our client then made a counter offer of 5.1%
contributory negligence on the basis that Defendant accepted 94.9%
liability. This was refused by the Defendant, who put forward
another offer of 80% liability discounting 20% for contributory
negligence.
The Defendant applied to the court for
permission to rely on expert evidence from an accident
reconstruction expert. We successfully opposed this application
before the case management Judge on the grounds there was an
adequate police report and an absence of any useful forensic data
requiring expert analysis. The lay witnesses who saw the accident
were generally supportive of our client.
The Defendant later disclosed a report his
insurers had obtained in any event from an accident reconstruction
expert and indicated he planned to apply to the trial Judge for
permission to call such evidence. The report opined that the
accident was our client's fault for driving too fast.
Our client did not accept the Defendant's
offer of 80% liability and after advice he made a counter offer of
10.1% contributory negligence. This was also refused by the
Defendant.
We made a claim for general damages (pain
suffering and loss of amenity) and special damages (loss of
earnings and future earnings, care, adaptions, medical
treatment).
Shortly before the final hearing the Defendant
made a payment into court of £300,000 as a fully inclusive
settlement for both general damages and special damages and
interest.
Counsel advised, and we agreed, that there was
a risk that this payment in would not be beaten at trial. Our
client chose to accept the £300,000.00 plus recoverable legal
costs. We were instructed in late September 2001 and settled the
claim in early January 2003.
Points of interest
The Limitation Act 1980 stipulates that a
claim for damages for personal injury becomes void if court
proceedings are not commenced within 3 years of the date of the
accident.
However section 33 of the Act provides that
the court may disapply the period if it is "just and equitable" to
do so. The court has a considerable discretion and consequently
appeals from first instance decisions are rarely successful. This
means the applicant must ensure the case is handled with skill and
care. A clear understanding of the law is essential, as time is
always very limited in these cases.
Faced with such an application in a
substantial claim, a Defendant will usually strongly contest it, as
success will mean the insurers will completely escape any
liability. In this case however the Defendant's insurers could see
they were going to lose and chose to settle to prevent costs
escalating.
Peter
Todd
Hodge Jones & Allen
27th January 2003