Assets split

How do we split our assets when getting divorced?

When a separating couple is working out how assets are to be split, the law sets out many factors, each of which needs to be considered in turn. All circumstances surrounding the case must be taken into consideration.

Relevant considerations include:

• The welfare of any children whilst they are still minors, i.e. they have not yet reached the age of eighteen
• The actual income and earning capacity of each party
• The standard of living during the marriage
• The age of each party
• The length of the marriage
• Any physical or mental disability
• The financial needs, obligations and responsibilities which each of the parties to the marriage has or is likely to have in the foreseeable future
• Each party’s contribution to the marriage both financial and by way of homemaking and child care
• The conduct of the parties (if relevant to financial matters)

The case of White v White (2000) established the cross check of equality when dealing with matrimonial assets. This was later followed in the cases of Miller v Miller and McFarlane v McFarlane (2006) which established the principal of sharing.

Will I get 50% of everything?

If your marriage has lasted for over 15 years and you and your partner have made equal contributions to the marriage you will probably each receive 50% of the total assets.

However, if you have young children and the future carer of the children needs more than 50% to maintain their upbringing, the court can often award a higher figure. Sometimes the other party’s share of the assets is postponed until the children have finished their education. The house can then be sold and the proceeds divided.

Will I keep the family home? 

You are very likely to be able to keep the family home if you are the carer of any children (under 18). This is provided that the mortgage or rent can be paid and there is sufficient money to meet the other needs of the family. As mentioned above, once the children finish their education, assets may then be sold and split.

How do we sort out how much child maintenance is paid?

The provisions for child maintenance have recently changed. The emphasis now rests on you and your ex partner to reach an agreement about the level of maintenance to be paid for the children.

Can I expect to receive any extra contribution from my partner?

If your partner has available income to contribute to the household over and above child maintenance, the court will often make an order.  The amount depends on what they can afford and what you need.  The order may last as long as until the first one of you dies or until the children finish education. It may instead last for a set time period, e.g. 3 years.

What happens to any pension policy?

In the year 2000 the law changed and it is now possible to share any pensions. The court will make a pension sharing order where it is necessary to equalise or share each party’s pensions.

What is meant by the term ‘a clean break’?

A clean break is a court order made regarding finances which brings to an end any ongoing financial relationship between the separated couple.  It is final and cannot be reopened by either party. Neither party will pay maintenance to the other. The court will always try to achieve a clean break where possible. It is beneficial for the both parties not to have continuing financial links, allowing everyone to focus on the future. However, it is less likely to be a relevant option in cases involving children.

Contact our divorce lawyers to help you with your financial settlement?

To discuss your own specific circumstances please call our specialist divorce lawyers on 0800 437 0080 for a confidential, no-obligation discussion or click ‘call back’ and we will phone you back.

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