Consumer Debt
Dispute Resolution Case Report
June 2010
The client signed on with Fraser McKenzie for an IT training course with PPi learning services. The fees were covered by a loan taken out by Barclays Bank for £4,405. It was deferred after one year but interest was accruing at 29.2% APR and the total amount repayable would have been £8,168.76.
There were problems throughout the training course but our client was then informed PPi had gone into administration.
Barclays started to chase him for repayment of the loan plus accruing interest.
We wrote to Barclays as the client had a potential claim under s75/149 of the Consumer Credit Act 1974. Barclays investigated the claim and on our submissions, they agreed to cancel the loan agreement.
Chun Truong Dispute Resolution solicitor Hodge Jones & Allen LLP
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